Most parents who think about child identity theft picture a fraudster opening a credit card in their child’s name. That happens. But it’s not the most common version of this crime. FTC complaint data shows the largest category of identity theft reports for people 19 and under isn’t credit fraud. It’s employment and tax-related misuse:…
Identity Protection Comparison LifeLock vs. Aura: What the Feature Comparison Doesn’t Tell You By Tom Reardon | 20+ years building these products from the inside The Quick Verdict Four questions that actually matter, answered directly This LifeLock vs Aura comparison focuses on what matters most in practice. Who wins on monitoring coverage? Aura, at every…
Is identity theft protection worth it? Most articles answering this question are written by companies that sell identity protection. Their answer is always yes. I spent 20 years building these products, which puts me in an unusual position: I can tell you when the answer is actually no. The short version: it depends on what…
If you want to know how to freeze your credit, this guide covers the full process. A credit freeze is free, takes about 30 minutes spread across three separate requests, and is more effective at preventing new account fraud than most paid identity protection services. The industry I spent 20 years in doesn’t lead with…
What does identity protection actually do? If you’ve ever watched a LifeLock commercial, you’ve seen the guy standing in the middle of a busy street, shouting his Social Security number through a megaphone. The implication is clear: without protection, your information is vulnerable to anyone. With it, you’re safe. I spent over 20 years building…